Research on the Impact of Digital Inclusive Finance on the Income of Rural
摘要: 近年来,数字技术与农村普惠金融的融合发展,进一步降低了普惠金融的成本和门槛,形成了包容性更强的数字普惠金融。本文选取河南省2016—2020年17个地级市的面板数据,研究河南省数字普惠金融发展对农村居民收入的影响,并开展异质性分析。研究表明,数字普惠金融对河南省农村居民收入有良好的正向作用,并且这种正向作用在不同区域之间存在异质性。基于此,本文对河南省数字普惠金融发展和提升农村居民收入的提高,提出了相应的对策建议,以供参考。
Abstract: In recent years, the convergence development of digital technology with rural inclusive finance has further lowered the costs and barriers to entry for inclusive fi nance, forming a more inclusive digital inclusive fi nance. This paper selects panel data from 17 prefecture-level cities in Henan Province from 2016 to 2020 to study the impact of digital inclusive fi nance on the income of rural residents in the province, with a focus on heterogeneity analysis. The research shows that digital inclusive finance has a positive effect on the income of rural residents in Henan Province, and this positive eff ect varies across diff erent regions. Based on these fi ndings, the paper provides corresponding policy recommendations for promoting the development of digital inclusive finance and increasing rural residents’ income in Henan, for reference.
[V1] | 2024-10-18 14:57:28 | PSSXiv:202410.02432V1 | 下载全文 |
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